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Privacy Notice

*THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT, 
AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.


Facts    
        
WHAT DOES BLOOMFIELD FINANCIAL GROUP ("BFG") DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Under federal law, that means personally identifiable information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?
    
The types of personal information we collect and share depend on the product or service you have with us. This information can include:    
                   •    Social Security number
                   •    Date of birth and place of employment
                   •    Credit history and credit scores

When you are no longer our customer, we continue to share your information as described in this notice.

How?        

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons BFG chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information:                       Does BFG share?                   Can you limit this sharing?  

For our everyday business purposes -                                                       YES                                                       NO
such as to process your transactions, maintain your
account(s) respond to court orders and legal
investigations, or report to credit bureaus  

For our marketing purposes -                                                                      NO                                                       N/A                                   
To offer our products and services to you    

For joint marketing with other financial companies                                NO                                                       N/A

For our affiliates' everyday business purposes -                                      YES                                                       NO
Information about your transactions and experiences    

For our affiliates' everyday business purposes -                                      YES                                                       NO
Information about your creditworthiness 

For our affiliates to market to you                                                              NO                                                        N/A

For our nonaffiliates to market to you                                                       NO                                                        N/A

Who we are             
                           
Who is providing this notice?   BLOOMFIELD FINANCIAL GROUP, LLC

What we do            

How does BFG protect my personal information?    To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and building.

How does BFG collect my personal information?    We collect your personal information, for example, when your account is purchased from another financial institution, affiliates, company or other entity.  We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can’t I limit all sharing?   Federal law gives you the right to limit only:

                 •    Sharing for affiliates’ everyday business purposes – information about your creditworthiness
                 •    Affiliates from using your information to market to you
                 •    Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. 

Definitions

Affiliates:  Companies related by common ownership or control. They can be financial and nonfinancial companies.

                  •    Warner Law Firm

Nonaffiliates:  Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Joint marketing:  A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

Other important information

We also comply with applicable state law limitations on how we may share your personal information.

Questions?    Call Toll Free 800-717-1018, fax to 248-743-1301, email to rwarner@bfg-llc.com or mail to:

                   Bloomfield Financial Group, LLC
                   P.O. Box 1055
                   Troy, MI  48099



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